Some woman got a hold of my checking account number and paid off a bunch of her bills, including some hefty cable bills, with my money. One of the charges was in the form of a check; the other two were payments directly from my checking account. I’ve called my bank to get the process of reversing those charges started, and I’ve notified every company she paid that she was using fraudulent information. From those calls I made to those utility companies, I’ve figured out her name and where she lives.
Now I’m wondering if I should press charges. It’s a fairly substantial sum of money (at least to me, because I’m poor).
i’m still just freaked out that someone could, just with my bank account and routing information, access my money so easily without any need for any additional verification, like ssn, mother’s maiden name, anything. the check resulted from one of those automated pay-by-phone things, and i guess those services don’t even ask a person to punch in the account number twice to make sure they’re not pulling from the wrong account. what kind of bullshit is that?? and i don’t even know how the comcast stuff went through… it was going out as an authorized direct bill, like my mutual funds and crap, and i had to sign some papers to allow that to happen…
so… lesson learned: don’t let your husband lose your personal check on BART. >:O